Intelligent credit management platform

Digitalise your entire SME lending process from initial onboarding scoring and credit bureau integration to disbursements and ongoing servicing.

Online loan application

SMEs can apply for new loans through a wizard-type questionnaire on the banks’ banking portal. This saves banks 80% of their time typically spent on data collection.

Digital credit file

The loan application from the portal is converted in a fully digital credit file including uploaded financials.

Embedded workflow

An embedded workflow engine can handle any approval process you have in place today.

Integrated scoring

An embedded scoring engine saves you time and you do not need to recapture data outside our solution again. We can also plug your existing scoring engine if required.

AI

An integrated AI engine can forecast the likelihood of loan approval of a new application, so you can give priority to the most promising applications and approve those faster. It also tells you which document to collect to increase the quality of application.

Integration

RISQ | SME lending can be easily integrated via APIs to your bank’s source systems as well as to local credit bureaus or other external services (e.g. collateral valuation services).

call center

Wondering more about
RISQ | SME lending?

"Strength does not come from physical capacity. It comes from an indomitable will."

M. K. GANDHI

People often say that motivation doesn’t last. Well, neither does bathing — that’s why we recommend it daily. Someday is not a day of the week. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Donec a condimentum felis, nec tempor erat. Vestibulum ipsum nisl, fringilla quis dictum at, mollis pulvinar neque.

Be yourself; everyone else is already taken.

Never ever think of giving up. Winners never quit and quitters never win. Take all negative words out of your mental dictionary and focus on the solutions with utmost conviction and patience. The battle is never lost until you’ve abandon your vision.

But what if you’re really exhausted physically, mentally, and most of all emotionally? Here are some sources of motivation to prompt you in reaching the peak of accomplishment.

Integer eleifend quis nunc a lobortis. Sed non nibh quis enim varius semper eget vitae lectus. Ut nibh sem, laoreet ac mauris eu, auctor semper diam. Duis nec laoreet est. Duis eget scelerisque magna. Etiam id ligula id libero semper tempus. Sed vestibulum urna a eleifend ultrices. Integer blandit vehicula consequat.
People often say that motivation doesn’t last. Well, neither does bathing — that’s why we recommend it daily. Someday is not a day of the week.

Don't cry because it's over

Never ever think of giving up. Winners never quit and quitters never win. Take all negative words out of your mental dictionary and focus on the solutions with utmost conviction and patience. The battle is never lost until you’ve abandon your vision.