About Us

We bring a radical approach to financial software to help banks step up to adopt smart finance.
Radically transforms the world of wholesale banking with end-to-end banking solutions.

Our motivation for founding RISQ

RISQ was founded to revive the financial industry that has been stuck in regulation and limited to marginal operational improvements through the use of simple automation and integration. The current generation of consumers expect easy-to-use services, products and tools as well as frictionless processes in their personal and professional lives. Our philosophy is to meet this high expectation of efficiency and effectiveness in the sphere of financial software – to make business as easy, useful, and engaging as possible. And we are doing this with 30+ years of industry expertise, innovation and functional excellence.

Our core values


We believe that innovation means building a product that is superior to anything existing on the market, by incorporating new technologies native to other industries that deliver game-changing improvements. We also work with leading universities who help to create technically robust and superior algorithms.


We accept no compromises in our mission to solve difficult problems in the simplest way for our customers. Goethe once said “If I had more time I would have written you a shorter letter”. We want to give our end-user an intuitive experience where nobody needs a user manual.

Customer centricity

Every software vendor will claim this, but almost none is living it. At RISQ we think like our customers and spend endless hours understanding their challenges. We engineer our solutions with our customers’ input. For us, every customer is a customer for life.

Our Management Team

Michael Jesse
CEO and Co-Founder
Michael holds a Masters in Finance (Vienna University of Economics) and a Masters in Global Commerce (Rotterdam School of Management). Before starting work full-time on RISQ in 2015, he was the Global Head of Risk Management Practice at a leading global banking software company, managing a risk pipeline in excess of $US 40m per year. Michael has relationships with Chief Risk Officers and Chief Credit Officers at many of the largest global banks as well as with key influencers and thought leaders in the industry.
Ozan Vakar
CTO and Co-Founder

Ozan holds a degree in Industrial Engineering (Boğaziçi University). In 1990, he founded Omasoft which developed front to back solutions for non-life insurance companies. Omasoft merged with 32Bit in 2000, creating a company of 40+ engineers focusing on treasury and risk management solutions, as well as business processes and the document management area. In 2012, 32Bit had a spin-off, so the new business, renamed Globit, could focus on financial risk and treasury management software for financial institutions as well as providing consultancy in this area.

Trusted by world’s leading financial institutions


We work with the leading global partners around the globe

Our Solution Partners

CRIF logo

CRIF is a global company specializing in credit bureau and business information and credit solutions. The CRIF decisioning engine StrategyOne is fully embedded in the RISQ solution.

dun&bradstreeet logo

D&B offers the world’s most credible and comprehensive source of commercial data. You can collect D&B BI reports directly through RISQ UI.

ICBA logo

ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, and high-quality products and services.

Al Etihad Credit Bureau produces Credit Reports that are made available to individuals and companies in the UAE. You can view those reports directly through the RISQ UI.


Tesselate has a 10-year track record in treasury and trade service solutions and consulting with a global reach. It operates the cloud-based platform ‘Tegula’ which also hosts RISQ | limit-as-a-service.


RISQ wins Fintech50 Innovation Challenge 2019
RISQ is part of the elite NewTech Watchlist 2020 consisting of 100 Financial NewTechs across the globe, selected by Gap-Gemini and Efma
Fintech50 winner
Winner, Fintech 50 Innovation Challenge Abu Dhabi, 2019
Winner, Emirates NBD SME Fintech Challenge 2020
Finalist, MENA Fintech Startup of The Year Award by Fintech Galaxy (2018 & 2019)
Finalist, Global Fintech Hackcelerator Singapore Fintech Festival 2019
Finalist, Financial NewTech Challenge 2020 by EFMA & Capgemini

Work With Us


Open positions

We are constantly looking for new talent who are ready to challenge the status quo, think beyond mainstream and are dedicated to deliver outstanding results. Currently we are looking for the following job roles

Junior & Senior Sales Executive for our banking solutions based in Dubai to cover Middle East
Junior & Senior Sales Executive for our banking solutions based in Vienna (home office possible) to cover Europe
Junior/Senior Developers to work on our growing product suite based in Istanbul
Senior Management Consultants to be based in Germany (home office possible)

Please send your full application including cover letter, references and CV to