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Smart Finance

Next-generation solutions leveraged by 30+ years of industry expertise, innovation and functional excellence.

RISQ financial software

Trusted by world’s leading financial institutions

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OUR SOLUTIONS

Our financial software solutions offer a fully integrated, wholesale banking approach,
while focusing on the institutional side of banks.

Wholesale Banking

Remove the Friction from your Lending Processes

More than a half of a bank’s income is generated from wholesale banking, yet most of the processes are still manual, customer service is poor, and decisions take a long time. We turn your bank into a Fintech, by offering an AI-enabled solution which covers the entire spectrum of commercial lending.

SME Lending
powered by RISQ | SME Lending

Digitise your entire SME lending process for faster and smarter credit decisions. Our AI-powered credit management platform digitalises your entire SME lending process from initial onboarding, scoring and credit bureau integration to disbursements and ongoing servicing. All this enables you to save significant time on the application process, enrich your customers’ banking experience and make smarter decisions with AI-driven prioritisation processes.

Corporate Lending
powered by RISQ | Corporate Lending

Make smarter data-driven decisions and focus on your key customers. Our next-generation credit management and reporting platform streamlines the complex process of Corporate Credit Evaluation, enabling a frictionless process as well as better, faster and more accurate data-led credit decisions. The platform helps you increase profitability, while keeping risks under control with its embedded financial spreading and rating/scoring tools, as well as the RAROC engine.

Financial Institutions (FI) Lending
powered by RISQ | Financial Institutions

Our solution allows you to manage the entire life-cycle of FI and sovereign credit lines in one place, reduce the operational risk, eliminate human errors and unleash cross-departmental collaborative potential and transparency, Gain a dramatic increase in control, efficiency, and transparency in your FI operations!

Treasury

Powered by RISQ | compliance

Optimise the fine line between maximum volume
and lowest possible risk.

Doing trades across multiple asset classes ranging from spot, money markets, fixed income, equities, or derivatives brings unexpected risks along. And it is the risk manager’s job to make sure all those deals are within certain limits and rules. However, the traditional limits system would not capture exceptions which match a predefined rule.

 

At RISQ we have developed a multi-dimensional AI-powered algorithm which learns from the bank’s transactions and then flags a new deal in real-time if it is significantly different from the past. Our smart all-in-one compliance solution monitors all types of limits and compliance checks across your entire treasury operation in a single view. Our solution enables traders, risk managers and middle office managers to manage their risk smarter and more accurately than ever before.

 

Raise your limit management capabilities!

Cloud-Based Solution – powered by RISQ | limit-as-a-service

Elevate your business and bring it to cloud! Safe and faster than ever before!

RISQ | limit-as-a-service is a component of an integrated Trade-as-a-Service platform running Finastra’s Fusion Trade Innovation solution used by more than 200 financial institutions worldwide. The platform is called ‘Tegula’ operated by Paris based Tesselate Group.

 

Meeting the expectations of today’s banks on-site, RISQ | limit-as-a-service is pre-integrated with Finastra’s Fusion Trade Innovation platform and hosted in the cloud with managed services. This allows the RISQ | limit-as-a-service solution to be obtained pre-configured and deployed in a matter of weeks, providing an instant ROI (Return on Investment) for your bank.

OUR APPROACH

We deliver all project implementations in-house with our consultants who have strong technical and functional backgrounds and years of project delivery experience. We take full ownership of the entire project life-cycle from project kick off until post go-live support. A full deployment of our solutions takes around 6 – 9 months including integration with the bank’s source systems.

Step 1

• Analysis/Scoping
• Collection of data
• Designing workflows
• Designing templates

Step 2

•Technical installation
•Configuration
•Customisation
•Integration to inhouse
& external systems

Step 3

•System Integration Testing (SIT)
•User Training
•User Acceptance Testing (UAT)
•Migration

Step 4

•Final Training
•Go-live
•Post go-live support
•Handover

We work with the leading global partners around the globe

Our Solution Partners

CRIF is a global company specializing in credit bureau and business information and credit solutions. The CRIF decisioning engine StrategyOne is fully embedded in the RISQ solution.

D&B offers the world’s most credible and comprehensive source of commercial data. You can collect D&B BI reports directly through RISQ UI.

ICBA is dedicated exclusively to representing the interests of the banking industry community and its membership through effective advocacy, and high-quality products and services.

Al Etihad Credit Bureau produces Credit Reports that are made available to individuals and companies in the UAE. You can view those reports directly through the RISQ UI.

Tesselate has a 10-year track record in treasury and trade service solutions and consulting with a global reach. It operates the cloud-based platform ‘Tegula’ which also hosts RISQ | limit-as-a-service.

OUR PRODUCTS

Simplify and streamline your operational process with our end-to-end AI-powered products for better, smarter and faster decisions.

cloud based solutions

RISQ | financial institutions

Manage All FI and Sovereign Credit Lines in One Place.

Enable full control, efficiency, and transparency.

RISQ | corporate lending

Streamline the Corporate Credit Evaluation Process.

Increase profitability. Enhance client relationships. Keep risks under control.

RISQ | sme
lending

Digitize your entire SME lending process

for smarter decisions and better risk control at lower cost.

RISQ |
compliance

AI-Powered All-in-One Treasury Compliance Solution.
Accelerate regulatory compliance and reporting, spot unusual trades in real-time.

RISQ I limit-as-a-service

A cloud based global limits solution pre-integrated with a Trade booking platform.

Hear About Us From Our Clients

"RISQ helped us to bring our Financial Institutions business to a whole new level. After going live with only four months of implementation, we finally have the transparency we required from our credit pipeline."
Senior Vice President, International and Institutional Banking, Emirates NBD Group

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